Cosigning On A Credit Card Or Loan – Credit Building Blocks

Cosigning On A Credit Card Or Loan – Credit Building Blocks

Building credit can be challenging—particularly if you’re young, new to the world of credit, or if you’ve experienced credit issues in the past. You need a history of using credit responsibly in order to get credit, yet you need to be extended credit in order to establish a reliable credit history. So how do you get around this seeming Catch 22? One option is to add a cosigner. What Is a Cosigner? A cosigner on an unsecured personal loan—a loan based on creditworthiness instead of collateral, such as an unsecured credit card or student loan—is...

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Spending Money While Traveling Abroad

Spending Money While Traveling Abroad

What is the best way to take money abroad? From currency conversion to using a credit or debit card abroad, there are numerous charges and price variances you should be aware of when you travel. The more money savvy you are, the more you can save—and the less you have to worry about your finances when you are on vacation or traveling for work. Why stop being a savvy traveler when you leave the country? Read on to learn how to get the most out of different payment methods when traveling abroad. Credit Cards When planning your trip and...

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Leasing vs. Buying A Car: What To Consider

Leasing vs. Buying A Car: What To Consider

Ready for a new car? Whether it’s your first or your fifth, getting a new car can be an exciting prospect. But you’ll...Continue Reading

Credit Card Purchase Protection

Credit Card Purchase Protection

Credit card purchase protection is one of the benefits of having a credit card that often gets overlooked. Yet, it’s one of the advantages...Continue Reading

Applying for Loans, Mortgages and Credit Cards after Bankruptcy

Applying for Loans, Mortgages and Credit Cards after Bankruptcy

There’s no getting around the long road to building credit after bankruptcy. Once you have it on your credit file, it will be harder...Continue Reading

Budgeting for a Baby

Budgeting for a Baby

Between baby gear and diapers, those baby expenses can add up quickly. Are you prepared for the real cost of raising a child? Most Americans...Continue Reading

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This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.