Why Monitoring Your Credit Report Matters

Why Monitoring Your Credit Report Matters

While responsible financial behaviors can help you grow and maintain a high credit score, monitoring your credit report is vital to keeping that number in tip-top shape. Your credit score measures overall creditworthiness and is calculated based on data in your credit report. Your credit report contains a detailed record of credit inquiries, relevant public records, and credit accounts, with information on balances, debts, defaults, and payment dates and amounts. The three major credit bureaus each generate their own standardized credit report, and there are dozens of algorithms these bureaus use to derive your credit score. The Fair Credit Reporting...

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category: Life Events
Identity Theft Protection: 5 Ways to Prevent Identity Theft

Identity Theft Protection: 5 Ways to Prevent Identity Theft

These days, all it can take is a single typo into an internet browser to put your identity at risk. Although that may seem like an extreme example, there's no denying that technology and the transfer of information has advanced at a breakneck pace—and with it, digital hacks designed to infiltrate and duplicate your most personal data. Here are just a few steps you can take to ensure you don't fall victim to identity theft: 1. Use trusted websites and secure Internet connections Wi-Fi is almost everywhere nowadays, but that doesn't mean it's always safe to use. Make sure...

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category: Credit Basics
Credit Card Fraud Prevention: Common Sense Ways to Keep Your Information Safe

Credit Card Fraud Prevention: Common Sense Ways to Keep Your Information Safe

Credit fraud is a situation that millions of Americans have become all too familiar with, yet many still assume it won't happen to them. Whether...Continue Reading

category: Credit Basics
How College Students Can Build Credit Before Graduation

How College Students Can Build Credit Before Graduation

Exams. Tuition. Internships. Graduation. College students have plenty to worry about at any given time, so it's no wonder that their credit score doesn't always...Continue Reading

category: Life Events
How to Improve Your Credit Score: Common Credit Score Myths

How to Improve Your Credit Score: Common Credit Score Myths

In the land of credit scores, myths and fallacies abound. Deciphering the truth about how to improve your credit score can be tricky in a...Continue Reading

5 Strategies for Achieving Your Financial Goals

5 Strategies for Achieving Your Financial Goals

Have you set a financial goal this year? When it comes to saving up for a large expense or paying down debt, a vague promise...Continue Reading

category: Credit Basics
This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.