3 Things You Should Know About Your First Credit Card

3 Things You Should Know About Your First Credit Card

Whether you’re 18 or 48 years old, receiving your first credit card is a big deal. As with most things in life, a credit card has advantages and disadvantages; it all depends on how you use it. So, regardless of which card you have, or get, here are three things to keep in mind about credit cards: 1. You’re building your credit history, which will affect your credit future. Unless you already have auto loans, student loans, or mortgages, your first credit card is typically the first chapter in what will become your credit history. (If you already...

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How to Fix the Most Common Credit Report Errors

How to Fix the Most Common Credit Report Errors

You’ve probably heard about the importance of checking your credit reports regularly. It’s wise to stay current on the status of your credit so you know how well you’re doing managing it. However, an equally important reason for checking your credit report is to make sure the information contained within it is accurate. The information in your credit report comes from multiple sources, including most if not all of the entities currently extending you credit. Beginning in July of 2017, stricter rules on public record collections require each citation to include name, address, and Social Security number,...

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How Much Do You Know About Credit?

How Much Do You Know About Credit?

Did you know it’s not possible to have a credit score of zero? If you didn’t, you’re like over half of the...Continue Reading

The Differences Between Credit Scores, Reports & Reporting Agencies

The Differences Between Credit Scores, Reports & Reporting Agencies

As credit scores have become more available and accessible, consumer interest in them has grown—but so has consumer confusion. Most people don’t understand...Continue Reading

3 Reasons Credit Cards Can Be Better Than Cash When Traveling

3 Reasons Credit Cards Can Be Better Than Cash When Traveling

Do you plan on vacationing abroad soon? If so, consider using a credit card instead of cash as much as possible when traveling in other...Continue Reading

Is There a Best Day to Pay Your Credit Card Bill?

Is There a Best Day to Pay Your Credit Card Bill?

If you were hoping to learn that, say, Wednesday is the best day to pay your credit card bill, we’re sorry to disappoint you....Continue Reading

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.